Insurance,
in economics and law,
is a form of risk management mainly accessed to hedge against the
chance of a casual loss. Insurance is explained as the equitable
convert of the risk of an impairment, from one entity to another, in
replacement for a premium, and can be thought of as an assured and
known small detriment to avoid a large, possibly terrible loss. An
insurer
is a company selling the insurance; a policyholder
or insured
is
the guy or entity purchasing the insurance. The insurance
cost
is a factor accessed to define the amount to be paid for a some
amount of insurance coverage, known the premium.
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